Insurance of communities and housing cooperatives

In the case of property insurance of a housing community, two variants are taken into account:

• Insurance of residential premises and common parts of housing community buildings and residents against fire and other accidental events

• insurance of the property of the housing community against burglary, robbery and devastation

In the case of civil liability insurance (OC) of a housing association, three variants are used:

• Civil Liability insurance of the housing community – general,

• Civil Liability insurance for members of the management board of a housing community and its supervisory board

• Civil Liability insurance in the private life of members of the housing community

Community property is insured to the following extent:
Basic:

• fire,

• lightning,

• explosion,

• air vehicle fall,

• land vehicle impact,

• hurricane,

• hail,

• flooding

• flood,

• snow,

• collapse and landslides,

• earthquake,

• avalanche,

• heavy rain,

• supersonic bang,

• acts of terror,

• costs of rescue operations related to the above events

Extended:

• construction disaster,

• leakage of media from water, sewage or technological devices,

• failure of devices and water and sewage installations or what

With the possibility of insurance covering additional risks:

• smoke,

• soot,

• ice,

• surges

• devastation of the building

In order to obtain precise information, we recommend reading the text of the General Terms and Conditions of Insurance available on the websites of insurance companies. To calculate the premium, please contact our office agent.